# Rails by Spritz

> Rails by Spritz, formerly the Spritz SDK, is the crypto payments SDK from Spritz: embed on-ramp, off-ramp, and real-world bill pay in any app through one integration and one KYC, with KYC, AML, compliance, transaction monitoring, and settlement handled for you.

## Pages

- [Rails by Spritz — crypto payments SDK](https://www.spritz.finance/): Embed crypto on-ramp, off-ramp, and real-world bill pay in your app with one integration and one KYC.
- [Spritz for individuals](https://www.spritz.finance/individuals): The consumer product: off-ramp crypto to a US bank in seconds, pay 6,000+ billers from self-custody, and spend with a card.
- [Where Spritz works](https://www.spritz.finance/countries): Country-by-country availability for off-ramp, on-ramp, bill pay, swaps, and the virtual and physical cards.
- [Spritz rewards](https://www.spritz.finance/rewards): The referral programme: invite friends and you both earn cashback on their first 30 days, rising to a 25% share of their fees, plus monthly Referral Club bonuses.
- [Platform overview](https://www.spritz.finance/product): What the full stack includes: on-ramp, off-ramp, bill pay, and cards, with KYC, AML, banking, settlement, and support built in. Coverage and the 13-network capability matrix.
- [On-ramp](https://www.spritz.finance/product/on-ramp): A unified deposit layer, not just a buy-crypto widget: users link a bank once and fund from inside your app over ACH debit, wire, or SEPA.
- [Off-ramp](https://www.spritz.finance/product/off-ramp): Cash out crypto to a bank from inside your app: instant RTP in seconds, push to debit in minutes, same-day ACH within the business day, Instant SEPA for euros.
- [Bill pay](https://www.spritz.finance/product/bill-pay): US users pay mortgages, auto loans, student loans, utilities, and credit cards from their crypto balance; billers receive dollars.
- [Cards](https://www.spritz.finance/product/cards): Virtual and physical cards under your brand, funded from the balance in your app. Pre-launch — early access list open.
- [Wallets & exchanges](https://www.spritz.finance/use-cases/wallets-exchanges): Complete fiat rails for wallets and exchanges: buy with ACH, cash out over RTP, and pay real bills without leaving the app.
- [Neobanks & fintechs](https://www.spritz.finance/use-cases/neobanks): Crypto and stablecoin money movement as native features under your own brand, with the compliance stack included.
- [Trading & perps](https://www.spritz.finance/use-cases/trading): Low-cost ACH deposits and withdrawals on three speeds — the two flows that decide trader lifetime value.
- [Remittances & cross-border](https://www.spritz.finance/use-cases/remittances): The last mile: stablecoins delivered into US bank accounts, or straight onto a US bill.
- [Creator & marketplace payouts](https://www.spritz.finance/use-cases/payouts): Pay creators, sellers and contributors from a crypto or stablecoin treasury into real US bank accounts.
- [Pricing](https://www.spritz.finance/pricing): Free self-serve sandbox, a $1,000 Starter deposit credited back against invoices, no monthly minimum for up to three months, and Standard scaled pricing above that.
- [About Spritz](https://www.spritz.finance/about-us): The company behind Rails: mission, leadership team, investors, and advisors.
- [fomo case study](https://www.spritz.finance/customers/fomo): How fomo let 4,000+ users withdraw $2M+ to their banks, live in under two weeks with Rails.

## Agent tooling

- [Docs MCP server](https://docs.spritz.finance/mcp): live MCP endpoint (no auth) for searching the Rails documentation.
- [API MCP server](https://www.npmjs.com/package/@spritz-finance/mcp-server): `npx @spritz-finance/mcp-server` — OpenAPI-derived tools for transacting against the Spritz API.
- [Spritz fiat-rails agent skill](https://github.com/spritz-finance/spritz-agentic-rails-skill): teaches an agent to off-ramp crypto to bank accounts via Spritz.
- [Markdown mirrors](https://www.spritz.finance/pricing.md): every page on this site is also served as markdown at its path + `.md` (this link is /pricing). `Accept: text/markdown` on the HTML URL returns the same.
- [Full site as one file](https://www.spritz.finance/llms-full.txt): every page's markdown concatenated, for a single fetch.

## Legal

- [Spritz Privacy Policy](https://www.spritz.finance/privacy-policy): How Spritz collects, uses, stores, and protects personal information across its products, and the choices and rights available to you.
- [Prohibited Customers & Activities Policy](https://www.spritz.finance/legal/prohibited): The customers, jurisdictions, and activities that are prohibited from using Spritz products and services.
- [Spritz Terms and Conditions](https://www.spritz.finance/terms-conditions): The terms and conditions governing use of Spritz products and services, including accounts, payments, transfers, and the Spritz card.

## Blog

- [The Spritz blog](https://www.spritz.finance/blog): Guides, product updates, and deep dives on crypto payments.
- [Pay your mortgage, car loan, and every other bill with crypto on Spritz](https://www.spritz.finance/blog/pay-your-mortgage-car-loan-and-every-bill-with-crypto): Spritz bill pay now covers every bill: mortgage, auto loans, student loans, utilities, and credit cards, paid straight from your wallet. US-only.
- [Link your bank, on-ramp without leaving Spritz](https://www.spritz.finance/blog/link-your-bank-on-ramp-without-leaving-spritz): Funding your wallet used to mean leaving Spritz. You would open an exchange, push a transfer, wait for it to clear, then move the money back to where you…
- [Cashing out just got faster, now with same-day ACH](https://www.spritz.finance/blog/cashing-out-just-got-faster-same-day-ach): Same-day ACH is here, alongside instant bank transfer and debit-card cash-outs. Here are your faster options, and when a standard transfer still makes sense.
- [How to add fiat payouts to a crypto wallet app](https://www.spritz.finance/blog/how-to-add-fiat-payouts-to-a-crypto-wallet-app): A fiat payout (also called an off-ramp) lets a wallet user convert crypto into traditional money and send it to a bank account, debit card, or local payment…
- [RTP on Spritz is now 24/7, instant any time, including weekends](https://www.spritz.finance/blog/rtp-spritz-now-24-7-instant-transfers): Spritz now processes RTP (Real-Time Payments) bank transfers around the clock, seven days a week. Starting April 14, 2026, users can convert crypto to fiat…
- [How much does a crypto offramp API cost? fees, integration pricing, and build vs. buy](https://www.spritz.finance/blog/crypto-offramp-api-pricing): Breakdown of crypto offramp API costs including per-transaction fees, integration pricing, and a build vs. buy analysis comparing in-house development to SDK…
- [Crypto offramp API comparison: Spritz vs. Transak vs. MoonPay vs. Ramp Network](https://www.spritz.finance/blog/crypto-offramp-api-comparison): Head-to-head comparison of Spritz, Transak, MoonPay, and Ramp Network offramp APIs across fees, token coverage, integration speed, compliance, and payout…
- [What is a crypto offramp SDK?](https://www.spritz.finance/blog/what-is-a-crypto-offramp-sdk): A crypto offramp SDK lets apps convert crypto to fiat without licenses, KYC infrastructure, or banking partnerships. Covers how they work, costs, and…
- [How We Built a 5% Cashback Card with Zero Fees](https://www.spritz.finance/blog/how-we-built-a-5-cashback-card-with-zero-fees): How we built a real 5% cashback program — in actual cash, no staking, no fees — by time-boxing rewards into 3-day Shopping Sprees triggered by card loads.
- [Your Spritz Card Just Got Even More Based](https://www.spritz.finance/blog/5-percent-shopping-spree): Load your Spritz Card and unlock a 3-day 5% cashback spree on travel and dining. Real cash you can use instantly.
- [Physical card drops today](https://www.spritz.finance/blog/physical-card-drops): The checkout line doesn't care about your bags. You hold ETH, stables, and a diversified DeFi position across three chains. The barista wants $6.50. You pull…
- [The Spritz Card Is Now Available Internationally](https://www.spritz.finance/blog/the-spritz-card-is-now-available-internationally): It’s official: the Spritz Card is going global. Starting today, crypto users in 140+ countries and territories can activate a Spritz Card and spend their…
- [The Premium Spritz Card Is Here. You’re Gonna Want One.](https://www.spritz.finance/blog/the-premium-spritz-card-is-here-you-re-gonna-want-one): The Spritz Card is now live. Spend your crypto directly from your wallet with a premium Visa card built for onchain users. No staking, no delays, no limits.
- [Coming June 1: Premium Spritz Card](https://www.spritz.finance/blog/coming-june-1-the-spritz-card): The Spritz Card launches June 1. Spend your crypto instantly with a premium Visa card—no staking, no delays, no limits. Join early access today.
- [Introducing mUSD on Spritz: Spend Anywhere with the Stablecoin on Sui](https://www.spritz.finance/blog/introducing-musd-on-spritz-spend-anywhere-with-the-stablecoin-on-sui): We’re thrilled to announce that we’ve integrated mUSD, METASTABLE’s stablecoin on Sui, into Spritz Finance! We recently integrated the Sui Network into…
- [Welcome to The Pour 🍹 - Your Newsletter For All Things Spritz](https://www.spritz.finance/blog/welcome-to-the-pour---your-newsletter-for-all-things-spritz): Welcome to the very first edition of our newsletter, The Pour!
- [Introducing Spritz Swaps - trade crypto in the Spritz app!](https://www.spritz.finance/blog/introducing-spritz-swaps): Introducing Spritz Swaps - trade crypto in the Spritz app!
- [Sui Network is Now on Spritz!](https://www.spritz.finance/blog/sui-network-is-now-on-spritz): We are excited to announce that we’ve integrated Sui Network into Spritz Finance!
- [Check Out the Refreshed Spritz App!](https://www.spritz.finance/blog/check-out-the-refreshed-spritz-app): We're excited to unveil the newly designed Spritz app!
- [Spritz Rebrand 2024](https://www.spritz.finance/blog/spritz-rebrand-2024): Introducing the New Spritz: A Fresh Look for the Future
- [Spritz’s New Dune Dashboard: Transparency in Crypto Payments](https://www.spritz.finance/blog/spritz-dune-dashboard): Discover how Spritz is driving transparency in crypto payments with our new Dune Dashboard, showcasing real-time transaction data across multiple networks.…
- [Free Buys & Sells on Solana For a Limited Time!](https://www.spritz.finance/blog/solana-now-supported): Shop and pay bills using Solana on Spritz Finance! Take advantage of the unlimited on-ramp in the US, the highest day 1 off-ramp limits in crypto, and support…
- [Earn 5x Spritz Points with Base Memecoins!](https://www.spritz.finance/blog/earn-5x-spritz-points-with-base-memecoins): Learn how you can earn 5x Spritz Points when off-ramping, paying a bill, or loading the Visa SpritzCard with the Base memecoins Roost, Brett, Degen, Toshi,…
- [Understanding Crypto Bull Runs: A Guide](https://www.spritz.finance/blog/understanding-crypto-bull-runs): Learn how to navigate the ups and downs of crypto bull runs and discover how Spritz Finance can enhance your crypto strategy during these high-growth periods.…
- [How to Convert BNB to USD](https://www.spritz.finance/blog/bnb-to-usd-conversion-guide): Convert BNB to USD with Spritz Finance without a centralized exchange. Learn how the platform supports BNB Chain and others for easy off-ramping directly to…
- [How to Buy Crypto in the UK](https://www.spritz.finance/blog/how-to-buy-crypto-in-uk): Discover the most efficient way to buy and sell unlimited stablecoins in the UK using Spritz Finance. No centralized exchange (CEX) required. Top up the Visa…
- [Discover the Next Big Memecoin: The Ultimate 2024 Guide](https://www.spritz.finance/blog/next-meme-coin-guide): Memecoins are booming and we’re here to help you take advantage. Learn how to find and buy the next memecoin on Solana, Base, Avalanche, and more. We’ll then…
- [Ultimate Guide to Adding Networks to MetaMask](https://www.spritz.finance/blog/adding-networks-to-metamask): Discover how to easily add networks like Arbitrum, BNB, and Solana (yes, there’s a way to do it!) to MetaMask. Leverage Spritz Finance for seamless…
- [USDT vs USDC: Choosing the Best Stablecoin](https://www.spritz.finance/blog/usdt-vs-usdc-comparison): Explore the differences between USDT and USDC to make informed decisions for your crypto transactions. Learn how Spritz Finance streamlines the process for…
- [Unlock the Potential of Your Crypto with Spritz Points](https://www.spritz.finance/blog/introducing-spritz-points): Discover how Spritz Points can be earned every time you off-ramp crypto to your bank or load a Visa SpritzCard with crypto. Pay credit cards, your mortgage,…
- [Effortlessly Pay Your Bills with Bitcoin Using Spritz](https://www.spritz.finance/blog/pay-bills-with-bitcoin): Discover the convenience of paying your bills with Bitcoin through Spritz Finance. Streamline your finances by integrating crypto with everyday expenses.…
- [Crypto Friendly Banks: How Yours Can Be Crypto Friendly](https://www.spritz.finance/blog/crypto-friendly-banks-with-spritz): Explore how Spritz Finance transforms any bank into a crypto-friendly institution. Learn why some banks resist crypto and how Spritz enables easy…
- [Best USDC-Friendly Wallets: The Ultimate 2024 Guide](https://www.spritz.finance/blog/usdc-wallet-ultimate-guide): Your ultimate guide to the best wallets that support USDC across various blockchains including Arbitrum, Optimism, Polygon, and Solana. Learn how Spritz…
- [Crypto 30x: The Strategic Guide to Taking Profits](https://www.spritz.finance/blog/crypto-30x-strategic-guide): Learn what a "Crypto 30x" is, and how to identify and capitalize on high-growth crypto opportunities. You'll also learn how to efficiently convert profits to…
- [Exploring the Best Moonpay Alternatives](https://www.spritz.finance/blog/exploring-the-best-moonpay-alternatives): Discover why Spritz Finance emerges as the top Moonpay alternative in our guide. Learn how Spritz enhances the crypto payment experience with its global…
- [How Many Solana Holders Are There?](https://www.spritz.finance/blog/how-many-solana-holders-are-there): Discover the number of Solana (SOL) holders, explore the distribution of ownership, and dive deep into the tokenomics and key holders influencing the Solana…
- [Ultimate Guide to Crypto Bank Accounts: Buy & Sell Crypto Fast & Easy](https://www.spritz.finance/blog/crypto-bank-accounts-guide): Learn to manage crypto easily and quickly with our guide on crypto bank accounts. Master seamless buying/selling, enjoy low fees, and secure transactions with…
- [The Best Coinbase Alternatives: A Comprehensive Guide](https://www.spritz.finance/blog/coinbase-alternatives-comprehensive-guide): Explore the best Coinbase alternatives in our detailed guide. Compare KuCoin, Binance, Kraken for low fees, advanced trading features, and seamless crypto…
- [2024 Guide: How to Pay with Crypto Easily](https://www.spritz.finance/blog/how-to-pay-with-crypto-guide): Discover how to use cryptocurrency for everyday purchases with Spritz Finance. Learn how to pay bills, use a crypto-powered Visa SpritzCard, and off-ramp…
- [Introducing Instant Dash Transactions on Spritz: Faster and More Secure Crypto Payments](https://www.spritz.finance/blog/introducing-instant-dash-transactions-on-spritz-faster-crypto-payments): Discover how Spritz's new integration of Dash InstantSend makes your crypto transactions faster and more secure. Enjoy instant finality for payments, bill…
- [The Ultimate Guide to Off-Ramping Crypto to Your Bank Account with Spritz](https://www.spritz.finance/blog/the-ultimate-guide-to-off-ramping-crypto-to-your-bank-account-with-spritz): Learn how to effortlessly transfer your cryptocurrency to your bank account using Spritz's user-friendly off-ramp service.
- [On-Ramp With Spritz in the UK & EU! ](https://www.spritz.finance/blog/on-ramp-with-spritz-in-the-uk-eu): Convert British Pounds (GBP) or Euros (EUR) to stablecoins in your wallet! Spritz allows you to on-ramp directly from your bank account, saving you time and…
- [Now in the UK & EU - Spritz's Bank Off-ramp!](https://www.spritz.finance/blog/now-in-the-uk-eu-spritzs-bank-off-ramp): Convert crypto to British Pounds (GBP) or Euros (EUR) in your bank account! Spritz allows you to off-ramp directly from your crypto wallet, saving you time…
- [Year-End USDC Discount at Spritz Finance!](https://www.spritz.finance/blog/year-end-usdc-discount-at-spritz-finance): Cash out your USDC from your crypto wallet to your bank account for as low as 0.5%! Limited-time pricing through the end of 2023 - take advantage of the best…
- [September Community Update: Hello Canada, New Mobile App, & Revamped Rewards!](https://www.spritz.finance/blog/september-community-update-2023): We’ve been busy bringing you lots of new features that we’re excited to share with you! We launched in Canada, welcomed our new mobile app, and unveiled new…
- [Say Hello to Rapid Payments at Spritz!](https://www.spritz.finance/blog/say-hello-to-rapid-payments-at-spritz): We’re thrilled to announce the full release of Spritz’s Rapid Payment feature, letting you send off-ramp payments to your bank account faster than ever!
- [Enjoy more freedom with the Address Book!](https://www.spritz.finance/blog/address-book-launch): Today, we are thrilled to introduce you to the Address Book! Pay bills from any crypto account, like your wallet or an exchange, without having to connect to…
- [Unveiling the Enhanced Spritz Referral Rewards!](https://www.spritz.finance/blog/unveiling-the-enhanced-spritz-referral-rewards): Multiply your earnings with Spritz’s revamped referral structure. Introduce friends to Spritz for cashback, commissions, and monthly bonuses. Earn when you…
- [Spritz is now in Canada! Off-ramp crypto to any Canadian bank account](https://www.spritz.finance/blog/spritz-canada-crypto-off-ramp): We've got some fantastic news to share for our friends up North in Canada. We are thrilled to announce that the Off-ramp feature is now LIVE for all Candian…
- [Announcing USDT and USDC on the TRON Network!](https://www.spritz.finance/blog/usdt-usdc-tron-network): Spritz is thrilled to announce that we're now fully supporting USDT and USDC on the TRON network! Get ready for an epic crypto adventure like never before! 🍹💫
- [Spritz now supports Dash! Pay bills, off-ramp, or load your SpritzCard straight from your Dash wallet](https://www.spritz.finance/blog/spritz-dash-support): We're thrilled to announce that Spritz now offers full support for Dash, bringing more excitement to your crypto journey.
- [Now accepting Bitcoin! Make bill payments, off-ramp, or use your Bitcoin in the real world with Spritz](https://www.spritz.finance/blog/announcing-bitcoin): We’re so excited to share that we now offer support for Bitcoin on Spritz! Starting today you can off-ramp, pay bills directly from your Bitcoin wallet, or…
- [Announcing Spritz x DRIP Community Rewards](https://www.spritz.finance/blog/announcing-spritz-drip-community-rewards): We’re excited to announce our partnership with the DRIP community! This partnership aims to bring more value to everyone in the DRIP community with up to…
- [Show us how you Spritz!](https://www.spritz.finance/blog/show-us-how-you-spritz): Share a photo of how you use your SpritzCard on Twitter with your referral link and tag us for a chance to win $50 towards your card! We’re picking 4 random…
- [Announcing our partnership with VaporFi](https://www.spritz.finance/blog/spritz-vaporfi-partnership): We’re excited to announce that we’re partnering with VaporFi—the world’s most rewarding DEX. Together we’re bringing more value to DeFi with real-world crypto…
- [Spritz Community Update: March 2023](https://www.spritz.finance/blog/spritz-community-update-march-2023): Spring is here, Sprites! We spent the winter adding tons of new features to Spritz, like new chains and tokens, UX fixes, and a couple of big features that we…
- [How to pay a credit card with crypto in 2023](https://www.spritz.finance/blog/pay-credit-card-crypto): Spritz makes it easy to do things like pay your credit card with crypto, or even use your crypto to make everyday purchases with the SpritzCard itself! Here’s…
- [Announcing integration with the DRIP community](https://www.spritz.finance/blog/drip-token): Now you can pay bills, off-ramp, or load your SpritzCard with $DRIP token directly from your wallet on Spritz!
- [Announcing SMARTPay: Recurring crypto bill payments from any wallet](https://www.spritz.finance/blog/introducing-smartpay-recurring-crypto-bill-payments): We’re thrilled to bring recurring bill payments to life with the launch of SMARTPay in the Spritz app. SMARTPay lets you schedule recurring payments to your…
- [Announcing the SpritzCard - load with crypto and pay for anything IRL!](https://www.spritz.finance/blog/spritz-card-announcement): The SpritzCard is the fastest way to pay with crypto in the real world. Just load your favorite crypto onto the card and it’s ready to make a purchase…
- [Spritz Community Update: February 2023](https://www.spritz.finance/blog/spritz-community-update-february-2023): Happy March, Sprites! We can’t believe it’s been another month! Love was in the air last month so we just want to take a moment to say that we also 🧡 you,…
- [How to save time and money by off-ramping through Spritz vs. a centralized exchange](https://www.spritz.finance/blog/off-ramp-centralized-exchange): Whether you’re off-ramping your earnings or just want to cash out on some crypto you’re not using in Web3, having to go through the off-ramping process is…
- [Spritz Community Update: January 2023](https://www.spritz.finance/blog/spritz-community-update-january-2023): We’re feeling great about 2023, starting with a couple of surprises that we have up our sleeves for the first quarter! Learn more about what’s on the horizon…
- [The ultimate guide to yield farming](https://www.spritz.finance/blog/guide-yield-farming): Yield farming is a great way to make passive income by investing crypto you already have into liquidity pools to create passive income with high APY…
- [Spritz Community Update: December 2022](https://www.spritz.finance/blog/spritz-community-update-december-2022): Happy Holidays, Sprites! We added support on three new blockchains, plus the arrival of Spritz Pay, which lets you pay others with crypto via ACH off-ramp!…
- [7 Days of Spritz Payment Quests and Prizes](https://www.spritz.finance/blog/7-day-spritz-payment-quests-holiday-prizes): From Christmas Day to New Year’s Eve, we’ll be dishing out the prizes through our 7 Days of Spritz Quests. Earn some holiday rewards this season by competing…
- [Announcing Spritz Pay: Pay anyone with crypto to fiat bank transfers](https://www.spritz.finance/blog/announcing-spritz-pay-others-crypto-to-fiat-ach-transfers): Now you can pay anyone with Spritz Pay, which enables crypto-to-fiat bank transfers via ACH directly from your wallet. Pay your friends, your family, and your…
- [Crypto tax-loss harvesting guide](https://www.spritz.finance/blog/crypto-tax-loss-harvesting): Tax-loss harvesting is the process of strategically selling assets in your investment portfolio in order to realize losses that can be used to offset capital…
- [10 NFT use cases you might see in 2023](https://www.spritz.finance/blog/nft-use-cases): Forget what you think you know about NFTs and imagine what we could do with a piece of tech that allows us to designate something online as original and…
- [Announcing Web3 payments on Avalanche, Optimism, and Arbitrum](https://www.spritz.finance/blog/new-chains-web3-payments-avalanche-optimism-arbitrum): We’re thrilled to announce that we’ve added payment support for three new blockchain networks: Avalanche, Optimism, and Arbitrum.
- [Spritz Community Update: November 2022](https://www.spritz.finance/blog/spritz-community-update-november-2022): Happy Holidays, Sprites! This month we cover new product releases, including our crypto to USD offramp, $10 bill pay test credits, our partnership with…
- [The Spritz guide to Ethereum DeFi](https://www.spritz.finance/blog/guide-ethereum-defi): As one of the most popular blockchain networks, Ethereum’s decentralized finance ecosystem is robust and widespread.
- [Announcing Spritz Off-ramp: Crypto to USD bank transfers made easy](https://www.spritz.finance/blog/announcing-spritz-off-ramp-crypto-to-usd-bank-transfer): The Spritz Off-ramp lets users sell their crypto for fiat currency and send it to their bank account in a single transaction.
- [What you need to know about paying bills with stablecoins vs. non-stablecoins](https://www.spritz.finance/blog/paying-bills-with-stablecoins-vs-non-stablecoins): We break down the flow of funds when paying bills on Spritz with stablecoins vs non-stablecoin tokens.
- [Spritz Community Update: October 2022](https://www.spritz.finance/blog/spritz-community-update-october-2022): Happy Halloween Spooks 👻— we mean Sprites! We’ve had a busy month, and we’re excited to announce everything new to Spritz from the last few weeks with our…
- [Multi-chain bill pay is here: Ethereum and BNB Chain payments now supported](https://www.spritz.finance/blog/multi-chain-bill-pay-launch): We’ve launched multi-chain bill payments, enabling all Spritz beta users to pay IRL bills from any crypto wallet on Ethereum, BNB Chain or Polygon.
- [Announcing pay IRL bills with ANY token on Polygon, Ethereum, and BNB Chain](https://www.spritz.finance/blog/announcing-pay-bills-with-any-token): Spritz beta users can now pay IRL bills with ANY token on Polygon, including MATIC, WBTC, and hundreds of different coins. Learn how to program payments from…
- [Spritz Community Update: September 2022](https://www.spritz.finance/blog/spritz-community-update-september-2022): We’ve been working hard at Spritz to improve the product and bring new projects to life. Read our September Community Update to learn more!
- [Guide to going bankless](https://www.spritz.finance/blog/how-to-go-bankless): There are lots of advantages to going bankless. For one, you have total control over your finances and have more freedom overall. But there are challenges and…
- [How to off-ramp crypto to real world value](https://www.spritz.finance/blog/how-to-off-ramp-crypto): We get it, off-ramping crypto is annoying and time consuming, but there are some ways to make it easy.
- [How to prioritize bills when paying with crypto](https://www.spritz.finance/blog/how-to-prioritize-bills): The Spritz app lets you keep track of your bills and pay them with crypto all in one place. Learn how to prioritize your bill payments when using Spritz.
- [How Spritz creates real-world use cases for crypto](https://www.spritz.finance/blog/real-world-use-cases-crypto): The Spritz app connects to thousands of bill-pay accounts in the United States—from utility companies to home lending and student loan service providers.
- [5 myths about paying bills with crypto debunked](https://www.spritz.finance/blog/5-myths-paying-bills-with-crypto-debunked): We hear a lot of myths about paying bills with crypto in the real world and wanted to clear some of those things up.
- [Web3 safety tips for paying IRL bills & beyond](https://www.spritz.finance/blog/web3-safety-tips): From hacks to scams and common mistakes that can result in a loss of funds, learning about Web3 safety is key to keeping your crypto wallet happy.
- [Spritz Community Update: August 2022](https://www.spritz.finance/blog/august-2022-community-update): The end of summer is here and we’re excited to tell you all about what we’ve been up to lately. The seasons are a changin', and so is Spritz!
- [A Security Update from Spritz](https://www.spritz.finance/blog/spritz-security-update): After recently discovering an incident involving the security of a Spritz smart contract, we wanted to share our response and discuss how we're enhancing our…
- [How to pay bills with crypto using Spritz](https://www.spritz.finance/blog/pay-bills-crypto): Use the Spritz app to set up a bill payment in seconds and don’t worry about having to off-ramp into a bank to use your crypto in the real world.
- [How to Lower Gas Fees when Paying Bills with Crypto](https://www.spritz.finance/blog/lower-gas-fees): Polygon is easy to bridge with other popular networks like Ethereum, so that made it the best choice to help people lower gas fees when using Spritz to pay…
- [Spritz Community Update: July 2022](https://www.spritz.finance/blog/july-2022-community-update): Here’s our community update for July to give you a taste of everything we brought to Spritz this month!
- [How to bridge tokens from Ethereum to Polygon](https://www.spritz.finance/blog/bridge-tokens-polygon): We chose Polygon because it offered fast transaction speeds and low gas fees, making it a great choice for bill payments with crypto, but you may need to use…
- [Guide to Polygon DeFi](https://www.spritz.finance/blog/guide-to-polygon-defi): Polygon is a layer 2 sidechain scaling solution for the Ethereum network, and the Polygon DeFi space is quickly growing as more users are onboarded into Web3.
- [Spritz Now Supports Bill Payments Directly From Coinbase Wallet](https://www.spritz.finance/blog/spritz-now-supports-bill-payments-directly-from-coinbase-wallet): Spritz is happy to announce that we now support bill payments directly from Coinbase Wallet, expanding our services to more users in decentralized finance.
- [4 Tips to Save on Crypto Taxes With Spritz](https://www.spritz.finance/blog/save-on-crypto-taxes): Spritz Finance makes it easy to use your cryptocurrency in the real world by setting up bill payments that connect directly to your cryptocurrency wallet.…
- [6 best USDC yield farms](https://www.spritz.finance/blog/6-best-usdc-yield-farms): So, you’ve been thinking about getting into yield farming? Who can blame you, right? It lets you earn higher rewards on your crypto than just putting it into…
- [Spritz private beta launches on Polygon to make crypto bill payments a breeze](https://www.spritz.finance/blog/spritz-private-beta-launches-on-polygon-to-make-crypto-bill-payments-a-breeze): We will utilize on-chain assets and DeFi earnings to connect real-world bill pay accounts to any crypto wallet on Polygon.
- [Spritz Community Update - June 2022](https://www.spritz.finance/blog/community-update-june-2022): In this month's Community Update, we share our Direct Wallet Pay release making crypto payments in USDC seamless, recap last month's pre-seed funding, our…
- [Introducing Direct Wallet Pay: The easiest way to pay real-world bills in USDC from any crypto wallet](https://www.spritz.finance/blog/introducing-direct-wallet-pay-real-world-bills-in-usdc-from-crypto-wallet): Spritz is thrilled to release Direct Wallet Pay, making it even easier to pay real-world bills in USDC from any crypto wallet. Learn more about our latest…
- [Announcing our $2.5M pre-seed funding to connect real-world bill pay with crypto & DeFi](https://www.spritz.finance/blog/announcing-our-2-5m-pre-seed-funding-to-connect-real-world-bill-pay-with-crypto-defi): We are thrilled to announce that Spritz has secured $2.5 million in early stage funding!
- [🍹 Spritz Community Update - May 2022](https://www.spritz.finance/blog/community-update-may-2022): This week, we’ve got some exciting updates for you about what’s been going on at Spritz and where you might find us next. We’ve kept busy onboarding a new…
- [What you need to know about crypto credit cards in 2022](https://www.spritz.finance/blog/are-crypto-credit-cards-worth-it): The rise of the crypto credit and debit card is here and there’s no turning back. According to Visa, crypto-linked card usage hit $2.5 billion in Q1 of 2022.…
- [Welcome to Spritz!](https://www.spritz.finance/blog/welcome-to-spritz): Grab your favorite beverage (ours is an aperitif with bittersweet Aperol, and bubbly sparkling wine — duh!). Now, sit back, relax, and enjoy the view, because…